Personalized Financial Aid Award

A word about financial health

Now that you know how much money you are eligible to borrow toward your education, we recommend assessing how much you will actually need to cover the cost of your education. Bluefield College cares about your future and wants to help prepare you with the necessary tools and knowledge needed to utilize a student loan. Before taking out a loan, consider other options to pay for school such as outside scholarships, tuition reimbursement, savings plans, payment plans, summer job funds…etc. There are a multitude of ways to cover the cost of education to reduce or eliminate your loan debt. Sometimes it can be necessary to borrow funds to help cover the cost of school. Loans are funds that must be paid back after you graduate or cease half time enrollment. Loans generally accrue interest which means you may owe more after you graduate than what you initially borrowed. There are two different types of federal student loans; subsidized and unsubsidized. Subsidized loans are need based loans and do not accrue interest while in you are in school at least half time or in a deferment period. Unsubsidized loans will start accruing interest as soon as the funds disburse. It is essential that you are mindful of your current student loan debt and borrow conservatively to ensure successful repayment. Amount borrowed to finance your education: Subsidized loans = $ Unsubsidized loans = $ Total $ Bluefield’s online financial aid portal, MyBC , offers student and their families the ability to manage their aid package. It is important that you log in to your MyBC account online, where you can view missing documents, preliminary awards, and eventually pending charges (closer to the start of the semester). We ask that students submit all required paperwork to BC Central no later than June 1, 2018 to ensure all processing may be completed in time for early billing statements, a smooth move-in, and the start of classes. If you plan to accept any of the federal direct student loans awarded, you must first complete the Master Promissory Note (MPN) and entrance counseling at studentloans.gov And good news, upon receiving these two loan documents our Financial Aid office will take care of the rest. If you are not interested in utilizing loans or wish to reduce the amount you would like to receive, we will need a Financial Aid Change Form completed. This form can be located on your MYBC or at http:// www.bluefield.edu/admissions-and-aid/bc-central/financial-aid/ forms-and-resources/ . Contact your admissions counselor or the BC Central Financial Aid office if you have questions. If you plan to take out loans: BC Financial Aid Status Portal *information provided by the National Student Loan Database System. This amount does not include the loans listed on your award package. All BC students are given the benefit of utilizing iGrad . iGrad provides training/information on smart borrowing and other helpful financial literacy tips! www.igrad.com Bluefield helps you be a smart borrower

Regardless of need or financial standing, Bluefield’s affordable monthly payment plans are available to all students and families. There is no approval process, and the only required cost is a $35 per semester enrollment fee. Affordable Monthly Payment Plans

How to Enroll

To determine your monthly payment and enroll simply call 276.326.4215 or email bcentral@bluefield.edu.

Plan a Campus Visit

If you haven’t yet had the opportunity to visit our beautiful mountain campus in Bluefield, VA, there’s still time! We have upcoming structured visit events and plenty of spaces available for daily visits throughout the week and Saturdays. For more information on upcoming visit events, visit bluefield.edu/visit. You can also take our online virtual tour at any point by visiting bluefield. edu/tour

Upcoming visit events include:

Open Houses

Night on the Hill

April 7

April 15

Questions? Call 800.872.0175 Our financial aid team is ready to serve you. After submitting your deposit, you will receive access to a BC email account that we will use to communicate all financial aid information.

Office of Financial Aid toll free 800.872.0175 276.326.4215 fax 276.326.4356

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O N L I N E Bluefield.edu | 3000 College Ave | Bluefield, VA 24605