Aging in Place

HEALTH & WELLNESS

Navigating Medicare Whether you are navigating your Medicare options on your own or are seeking expert guidance from an independent SHIP counselor, taking the time to think about your specific needs and priorities will help you make a more informed decision. Below is a list of considerations along a continuum. Use the boxes to indicate how important each element is to you. While this list of considerations is not exhaustive, it can help put you/your Medicare advisor on the right track when assessing which plan might work best for you. As you

contemplate these elements, it is also useful to think about your future healthcare needs . Right now, these might not be extensive or complex (requiring specialists or significant coordination among providers), but this is likely to change as you age.

I need to minimize unexpected healthcare expenses. I want to be able to choose my own healthcare providers. I don ’ t want to have to get pre - authorizations to get the care I need. I can afford to pay for basic dental and vision care myself. I want assurance my healthcare is covered while traveling. My healthcare needs are extensive and/or complex.

I need to minimize up - front expenses (monthly premiums). I am willing to only use in - network providers. I am willing to navigate pre - authorizations to get the care I need. I need basic dental and vision expenses to be covered. Healthcare expenses may not be covered while traveling. My healthcare needs are not extensive and/or complex.

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Aging in Place: Your Home, Your Community, Your Choice

Health & Wellness