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President’s Report

more user friendly. Plus, our on-hold message system keeps our members informed of holiday closings, new promotions, and security information. These are just a few of the services we offer to Our newest services that we have implemented are: mobile banking, it gives you convenient, on the go access that your busy schedule demands. Move money, make your loan or credit card payment, monitor your accounts and much more, all from your favorite mobile device. Just visit your “app store” and search for Celco Community Credit Union. We have updated and replaced our free ATM’s for extra security, located at both our Pembroke and Narrows offices and inside Carilion Giles Community Hospital in Pearisburg. Also, check out our “NEW CELCO WEBSITE” it’s Welcome to the 63rd Annual Meeting of Celco Community Credit Union. 2018 was an outstanding year on many counts, with continued improvement in our financial results and significant progress made in fulfilling our mission of making life better for our members with incredible financial solutions, anywhere, anytime. We hope this evening you will enjoy our program along with fellowship amongst family and friends.

better serve our members. Our Staff at the Narrows and Pembroke offices are available to help you with any questions concerning your financial transactions and our new services. At Celco Community we understand everyone has a special need, a need that requires financial assistance; a car, a home, an appliance or maybe some repair work that needs to be done. Whatever the need is, Celco Community Credit Union can provide the financial support to help you. We continue to offer the lowest loan rates and the most competitive dividends to our members. Everything we do in the future will be clearly focused on providing the highest level of service and convenience while providing quality products for our members. We couldn’t do it without you (our members), so thank you for allowing Celco Community Credit Union to serve your financial needs. On behalf of the Board of Directors, I would like to say thank you to the office staff and the volunteers for their diligent work and dedication in helping to make Celco Community Credit Union a number one success. Respectively, Jeff Morris , President

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