NRV Blueprint March 2025

Licensed contractors are broken down into three categories – Class A, B, & C. They all serve their purpose and can provide an amazing product but knowing the differences in these categories can help you make an educated decision when it comes to your project. While many of the differences in the classes of contractors are based off of project cost, it also pertains to the type of job they are legally allowed to complete. For instance, a class B or C contractor is different than a Class A Residential Building Contractor (RBC) – Only RBC’s (which is a specialty under a Class A designation) are allowed to build a home or add to the square footage of a home, i.e. an addition. All other contractors are only allowed to operate within the pre-existing square footage of the home. All types of contractors go through an application process that includes testing and multiple years of experience in the trade. This is verified by a current licensed contractor signing off that, yes, they do have the experience in the field to be licensed on their own. Equally important is verifying that your contractor has adequate insurance coverage. Every reputable contractor should be able to provide proof of insurance quickly and easily. Request a certificate of insurance, which outlines the specifics of their policy, including coverage limits. This document not only protects you in the event of accidents or unexpected issues but also demonstrates that the contractor takes their professional responsibilities seriously. By being vigilant and taking steps to verify a contractor’s qualifications, you can safeguard your home improvement project and avoid unnecessary stress. Trustworthy contractors will not only meet these basic standards but also welcome your questions and provide the documentation needed to put your mind at ease.

Key Questions to Ask During the initial consultation, asking the right questions can help you gauge whether a contractor is the right fit: • “How long have you been in the industry?” • “Do you have experience with projects like mine?” • “Can you share a portfolio or references?” • “What is your process for providing estimates and contracts?” • Can you provide your license and insurance information? Written estimates and signed

contracts are critical for setting expectations and avoiding misunderstandings.

“A contractor that listens for what you’re saying—and what you’re not saying—goes a long way in building trust. If they’re pushing a product you’re uncomfortable with, a good contractor will adjust to your concerns.”

Steve Englund, Owner WEST MEADOW CONSTRUCTION

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