Student Handbook 2018

website which is designed especially for Bluefield College to provide information about the Student Health Insurance Plan. Please visit the website at www.gallagherstudent.com/ Bluefield and familiarize yourself with all the benefits of the plan if you choose to enroll in the insurance. The website is very user friendly and easy to navigate so please take time to explore. However, many students will only visit the website with the purpose of waiving charges fromyour student account. Please note, the insurance premiumis charged annually and not per semester. Studentswill see a one-time chargeon their student account inAugust. Please understand,ALLSTUDENTSWHODONOTWISHTOBEENROLLEDmustprovethat they have coverage by September 2nd each year by completing and submitting the on-line waiver or this premiumwill beNOT removed fromtheir account. Please keep the following in mind when you are making decisions about insurance: • Providing a copy of your personal insurance card to the Office of Student Development or the Athletic Department when submitting the Health Information Packet or Athletic Form(s) is NOT the same as submitting an on-line waiver. All students are required to include a copy of their insurance card with their Health Information Packet and to the Athletic Department for record keeping purposes only. This does not meet the “hardwaiver” requirement. • When discussing “bottom line estimates” with financial aid/BC Central, please understand they are not actually deducting the insurance premium from your account. You still have to go online to waive the insurance before you will notice an official change in your statement. • The term“hardwaiver”means proofofcoveragemust be furnishedorthe student willbeautomaticallyenrolledinthecollege-sponsoredhealth insuranceplanand the premium for the plan will be added to their tuition bill. • “Hardwaiver” does not mean a student must be enrolled in theBluefieldCollege - sponsored health insurance plan; it means students are required to show evidence of coverage byan acceptable health insurance plan. • The “hard waiver” requirement applies to any undergraduate, traditional student enrolled in a degree-seeking program and registered for six or more credit hours. We strongly encourage students to contact the Office of Student Development with questions regarding the waiving and enrollment process. Our goal is to see that all students who wish to be enrolled in the insurance are enrolled in a timelymanner and that all students who have their own insurance coverage are able to waive the insurance and have the charges removed from their account as quickly as possible. When you receive your statement from the Bluefield College business office, the insurance adjustmentwill bemade to yourstatement. There are no exceptions to this policy. Keep in mind, this process is for all traditional BC students who are enrolled in 6 or more credit hours per semester and in a degree-seeking program. Written approval must be obtained fromthe insurance administrator priorto an exemption.

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