Celco Annual Report 2025

Celco Community Credit Union, exists to turn your dreams into reality, and we do that by Rising Above and Going Beyond. This people-first philosophy separates Celco Community Credit Union from other financial institutions and it’s the main reason we’re able to celebrate our 68th year of service to our members in 2024! This evening, we hope you will enjoy our program along with fellowship amongst family and friends. Over the past year, we have provided our members with products and services designed to save them money and support their financial growth. Whether you’re buying a home, upgrading your vehicle, or taking that once in a lifetime vacation, we’re here to provide the financial support you need to move forward with confidence. Here’s a glimpse of some of the highlights from 2024: ‣ No waiting, get your VISA debit cards issued instantly at our Narrows branch. ‣ We have Expanded Our Field of Membership , to individuals that LIVE, WORK, WORSHIP, or ATTEND SCHOOL in Bland, Craig, Giles, Montgomery, Pulaski, or Wythe counties, Virginia ; and Mercer, Monroe, or Summers counties, West Virginia : or Radford city, Virginia . ‣ We currently have four ATM locations: Our newest ATM is at, 250 Virginia Avenue in Rich Creek, VA (The Rich Creek Town Office) the other three Celco ATM’s are located at Carilion Giles Community Hospital, the Pembroke Office and the Narrows Office for your convenience. ‣ Celco Debit Cards, are now compatible with Google Pay and Apple Pay. ‣ Introduced our New App, Celco Card Control, that gives you complete control over your debit card so you can easily turn your card on or off, set restrictions based on amount, location, or merchant type. ‣ We are now participating in the CO-OP Shared Branch Network: national network allows members of one participating credit union to conduct a range of transactions (like deposits, withdrawals, and loan payments) at any other participating credit union, essentially like treating it like your home branch (Celco). ‣ Introduced the New Mobiliti App (mobile banking), move money, you can make your loan or credit card payment, monitor your accounts anytime and anywhere. ‣ Virtual Branch, is our new and improved online banking platform. ‣ Continue to support, sponsor, and participate in local community outreach initiatives (shred day, and local school activities). Celco Community Credit Union takes pride in providing members with solutions that fuel their personal dreams, it’s that same pride we take in supporting numerous community outreach initiatives that improve the quality of life for all citizens in the communities where we live, work, worship, and attend schools. We thank you for your loyalty and dedication, and we look forward to providing you with extraordinary service in the years to come. I would like to thank the Board of Directors, our volunteers, and especially the staff of Celco Community Credit Union for their continued dedication and support. Working together we can provide the quality service our members deserve. If you have any questions, concerns, or need more information about any service of Celco Community Credit Union, please contact me at the credit union. Thank you for your confidence in making Celco Community Credit Union your primary financial institution today and into the future. Respectively, Dean Marshall , CEO Chief Executive O ffi cer Report

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