Aging in Place

HEALTH & WELLNESS

Daily Living: In - Home and Community - Based Care Do you have a chronic medical condition such as diabetes, COPD, or advanced kidney disease that requires daily monitoring and/or treatment? Yes ___ No ____ Not Sure ____

If you answered “ yes ”:

Are you able to manage your medical condition on a daily basis? (using medical equipment, monitoring blood glucose levels, etc.) Yes____ No____ Not Sure ____

If you have a chronic medical condition do you have a caregiver (family member, friend, volunteer, or paid helper) who can assist you with managing it day - to - day? Yes____ No____ Not Sure ____ N/A ____

Did You Know?

Have you consulted with your doctor or a care manager on ways to receive more consistent, coordinated support for your condition? Note: Some Medicare plans offer a Chronic Care Management program.

Paid in - home caregivers can be hired through local licensed agencies, registries maintained by hospitals. or other community - based organizations to assist with activities of daily living such as bathing, grooming, eating, etc. Medicare rarely pays for these types of personal care services. Typically they will only be covered for a limited time period when skilled services from a Licensed Nurse or Therapist are needed and ordered by a physician. In 2025, the national median cost of non medical in - home care was $33/hour. If you only need a few short visits a week, that would cost you around $1,000/ month . More hours or more specialized care will cost quite a bit more, as much as $8,000/month or more depending on the level of support you need.

Yes____ No____ Not Sure ____

If you answered “ no " or “ not sure ” to any of the questions on the previous page or this one, have you determined if you have the financial resources to hire a caregiver to assist you with your daily activities or management of a chronic medical condition?

(See Did You Know box at right) Yes ___ No ____ Not Sure ____

If you answered “ yes ” , can you estimate how long you could afford that level of care? Yes ___ No ____ Not Sure ____

For information on long - term care options, please see page 35 .

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Aging in Place: Your Home, Your Community, Your Choice

Health & Wellness