171724 proof Habitat Roanoke Annual Report

uilding EMPOWERMENT

uilding FINANCIAL LITERACY

A hand up, not a handout. Habitat for Humanity homeowners are empowered to overcome obstacles

Habitat for Humanity is breaking the cycle of poverty by preparing families for homeownership through a series of required classes that cover homeownership; personal finance and savings; predatory lending and banking; budgeting and investing; debt and loans; insurance, warranty and construction maintenance; writing a will; and the entire mortgage process. Acquiring an in-depth understanding of these concepts helps partnering families develop the skills and tools they need to build and maintain a solid future. B uilding

I will own something, and that is pride, strength and independence. “

that might otherwise prevent their families

from enjoying more fulfilling, healthier and more financially stable lives.

“ —Habitat homeowner

INDEPENDENCE THROUGH ACCESSIBILITY

Habitat for Humanity strives to provide homes that will meet each family’s individual needs by building and renovating functional homes to accommodate the needs of children and adults living with special needs, making independent living a reality.